Mr. Howe is global director of Marsh’s Insurer Consulting Group in North America and a 35-plus year veteran of Marsh. His previous roles include global leader of all Property operations, manager of Marsh’s Multinational operations in the US, and director of worldwide property placement. Mr. Howe created Marsh’s Insurer Consulting Practice and received the first patent in our history based on the creation of Market Connect and the use of data. Mr. Howe is a member of the executive advisory board at St. John’s University, School of Risk Management in New York, and privately created a major scholarship foundation at the school. He holds a BS in business administration from Seton Hall University.